Accident-only: Accident-only pet insurance plans tend to be the cheapest form of coverage.There are three main types of pet insurance plans. What pet insurance covers depends on the type of plan you buy. Only a few pet insurance companies pay the vet directly. After reaching your deductible, your pet insurance company will reimburse you for a percentage of your eligible expenses, up to an annual maximum. Pet health plans typically have a deductible, which is the amount you have to pay in vet bills before your pet insurance starts to pay. Pet insurance, also called pet health insurance, is designed to reimburse you for your pet’s unexpected and unforeseen veterinary expenses. These average pet insurance company rates are based on dogs of various ages, breeds and ZIP codes. Average monthly pet insurance cost assumes unlimited reimbursement (or the highest level offered by that company), a $500 deductible and a 90% reimbursement percentage for a dog insurance accident and illness plan.
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